SmartScore Credit Solutions
Credit That Actually Funds You.
Personal and business credit done the way underwriters score it. Disputes, tradelines, monitoring, and grant readiness — fully wired into your Erwin client portal.
Visit smartcreditsolutionist.com ↗What We Do
The Full Credit Stack.
Personal Credit Repair
Bureau-by-bureau disputes, validation, escalations. Get to 700+.
Business Credit Building
DUNS, Experian Business, Equifax Business. Reporting tradelines from day one.
Tradeline Strategy
Curated vendors, retail accounts, and credit cards that actually report.
Funding Readiness
Pre-application audit, document prep, lender matching — for grants & SBA.
Score Monitoring
Live dashboards in your portal. Watch every bureau move.
The SmartScore Method
Score. Strategy. Stack.
- 01 — Score PullTri-bureau personal pull + business credit pull. We see what underwriters see.
- 02 — Strategy BuildDisputes, paydown sequencing, utilization tuning, tradeline plan.
- 03 — Stack ExecutionWe open, optimize, and report the tradelines that move the needle.
- 04 — Funding ActivationPre-qualified for SBA, microloans, grants, and lines of credit.
Already a client?
Open the Credit Center inside your portal to track scores per bureau, queue disputes, and add tradelines.
Open Credit Center